FSCS / Alpha Insurance Update: Policyholders may be in breach of their mortgage terms and conditions

Enquire today Referral Scheme

Enquire to learn more about our Approved Building Inspectors Referral Scheme

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

FSCS / Alpha Insurance Update: Policyholders may be in breach of their mortgage terms and conditions

Quoting from the attached article “the FSCS recommends that policyholders seek professional advice on obtaining replacement cover as soon as possible by contacting a suitable insurance broker who specialises in latent defect/structural damage policies. Policyholders may be in breach of their mortgage terms and conditions if they do not have a valid latent defect policy for their property.”

The Commercial Warranty Group only provides Latent Defects / Structural Damage / Structural Warranty / Residential Warranty cover via a panel of ‘A’ rated Insurers.

Article Link

For all of your Structural Warranty and Insurance needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

Approved Building Inspectors Referral Scheme

Enquire today Referral Scheme

Enquire to learn more about our Approved Building Inspectors Referral Scheme

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Approved Building Inspectors Referral Scheme

As an Approved Building Inspector you will be aware of the issues surrounding providing Collateral Warranties and your Professional Indemnity Insurance limitations. Your clients will undoubtedly still require and / or request cover for their commercial developments so they can be resold with protection for the purchaser.

Latent Defects Insurance (LDI) is a solution, as this type of policy protects a property owner against:

  • Inherent design defects
  • Defective Workmanship and / or materials
  • Water ingress
  • Breach of Building Regulations
  • Imminent threat to health and safety

manifesting after completion and is freely transferrable to subsequent owners of the property.

The Commercial Warranty Group has access to exclusive LDI products via a panel of financially ‘A’ Rated Insurers whom are referenced on the Council Of Mortgage Lenders website. Not only have they agreed very competitive rates they are also able to offer a commission to Introducer Appointed Representatives (IARs) of the Commercial Warranty Group.

Becoming an IAR is a simple process and normally takes 48 hours.

If of interest, please complete the Enquiry Form above or contact CWG during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

Residential Warranties vs Architects Certificate

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Residential Warranties vs Architects Certificate

The Commercial Warranty Group are often asked why I should buy a Residential Warranty instead of opting for an Architects Certificate. It is not uncommon for a developer to opt for an Architects Certificate (Professional Consultants Certificate) instead of a Residential Warranty but think carefully before making your final decision.

What is an Architects Certificate?

To put it very simply an Architects Certificate is a document signed by the Architect consultant to confirm that they have monitored the construction of the property and that they (and their Professional Indemnity Insurance) are liable to the owner and any lender for a period of 6 years should structural problems occur due to their defective design.

What are the POSITIVES of an Architects Certificate?

  • An Architects Certificate is often cheaper than a structural warranty

What are the NEGATIVES of an Architects Certificate?

  • Whilst cheaper the period of cover is for only for 6 years as opposed to 10-12 years
  • It is not an insurance policy that benefits the home owner
  • The limit of indemnity may be substantially less than a Warranty policy
  • The home owner would have to prove negligence in order to succeed
  • Legal fees will be incurred  – it could be a very expensive and lengthy process
  • No cover is provided for the insolvency of the builder
  • It may be unacceptable to lenders funding the build
  • You may not be able to sell your property within the first 10 years of completion unless a retrospective warranty policy is subsequently purchased

So; a Residential Warranty is the better but more expensive option. How can I save money?

Purchase at the earliest stage possible. Before work commences allowing time for inspectors to carry out audits of the drawings etc. The more involvement the Commercial Warranty Group, the Insurer and their appointed Technical Auditing team have at the earliest opportunity the more cost effective it will be for you.

The longer you leave it the more expensive it will be. A Retrospective Warranty premium can increase by as much as 25% if you are at the stage of pouring concrete to 100% if the structure is complete. And not all insurers can provide retrospective warranty cover.  

The Commercial Warranty Group however can assist you with market comparisons for both Residential Warranties and Retrospective cover. All with ‘A’ Rated Insurers (please click the link to learn about the importance of an a rated insurer) and are lender approved / transferrable to potential new owners within the period of cover.

And finally what if I decide to develop with no Architects Certificate or Residential Warranty?

Then the risks, costs involved etc if Latent Defects occur could be considerably more expensive, time consuming and disruptive than had you purchased a policy. 

And then lets not forget the increased cost of retrospective cover if you decide to sell the property within 10 years of completion or need to raise funds against the property.

For all of your Warranty needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

Survey: Three quarters of homebuyers would consider a new build

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Survey: Three quarters of homebuyers would consider a new build

Excellent article published by ShowHouse dated 13th May 2019 referring to a recent survey carried out by the Home Builders Federation.

The list of guarantees with a new build property is vast with all new homes benefiting from a 10-year warranty. The energy efficiency of new homes, not having to carry out DIY or spend thousands on renovations were cited as the most attractive features for buyers alongside the opportunity to unleash their inner interior designer onto untouched, neutral interiors.

For all of your Structural Warranty and Insurance needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

What is an ‘A’ Rated Insurance Company?

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

What is an 'A' Rated Insurance Company?

The Commercial Warranty Group are often asked what is an ‘A’ rated insurance company.

The industry definition of “A”Rated is as follows .. an “A” rated insurance company is considered one that performs at the top of its industry in creditworthiness (the ability to repay creditors and pay any claims presented) as well as how it performs financially when compared to its peers. The stronger the financial strength of an insurance company, the more likely it is that it will not experience financial failure and perhaps even close its doors. The rating is measured by credit rating agencies, the largest and most respected being Standard and Poor’s, Moody’s, Fitch and A.M. Best.

The importance of an ‘A’ Rated insurer as determined by the 4 main agencies and cannot be undervalued irrespective of whatever you insure, it is vital to have a company you can depend on to be around when it is most needed.

Consumer protection is available but it can be limited. A recent example of this was the bankruptcy of Alpha Insurance in 2018. Alpha were an insurance firm authorised and regulated by the Danish Financial Supervisory Authority operating in the UK on a freedom of services basis which meant that some customers, both private and commercial, based in the UK may have had a policy with the firm. 

Alpha Insurance were “unrated”. An unrated insurance company will often have the capability to provide cheaper premiums. Unfortunately a cheaper price does not always mean you obtain great value. It will probably seem great at the time, but you may not be getting what you paid for, the paying out of claims may be difficult and slow and there is a greater risk of that company going bust compared to one which is rated.

These same risks apply with any business; not just with insurance. This is one of the reasons we offer Insurance Backed Guarantees to contractors such as kitchen fitters, roofers etc so that in the event of major faults in workmanship further down the line you will have peace of mind that you are financially protected should that contractor go out of business.

Going back to Structural Warranties and Alpha Insurance it left potentially over 30,000  new homes and conversions uninsured and cover needs to be taken out retrospectively and as soon as possible before the possibility of structural problems occur. Such issues can cost huge sums of money and without insurance the homeowner will be personally exposed. 

If you have a mortgage and an Alpha policy it’s worth checking the contract to see if you are in breach of your mortgage conditions, additionally you may find you are unable to sell your home if it’s under 10 years old and has no valid structural warranty insurance given the new buyer will likely be unable to get a loan on the property.

The cost of retrospective insurance is higher, but the Commercial Warranty Group have negotiated lower premiums until the end of this year to assist Alpha policyholders.

If you are concerned about your position I would check through the paperwork you received when you bought the property to see if you have an Alpha policy, if so contact the Financial Services Compensation Scheme (FSCS) to check if you are eligible to recover any premium or if there are any alternative options, but if you are stuck and want insurance quickly please do not hesitate in making contact with the Commercial Warranty Group but please note that they will not be able to insure all properties but will always be  happy to advise.

For all of your Structural Warranty and Insurance needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

Structural Warranties: Are you still covered following the Alpha Insurance bankruptcy?

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Structural Warranties: Are you still covered following the Alpha Insurance bankruptcy?

Many Developers and Self builders have been left in the dark not knowing whether their structural warranties are still in force or have been unaware until now of their demise

So are you still covered? The simplest and quickest way to find out is to contact us and allow us to investigate for you. Call now on 02476 437638.

What is a structural warranty / latent defects cover?

A structural warranty will typically last between 10-12 years after completion of your build. It is a mandatory requirement of most major lenders before releasing funds and you will be unable to sell your residential or commercial property without one.

It is there to fix any structural problems, otherwise known as Latent Defects which may occur.

How has Alphas demise affected the Structural Warranty market?

The upshot is many thousands of new homes, self builds and commercial projects may now be uninsured and cover needs to taken out retrospectively before the possibility of structural problems occur and personally expensive for the building owner.

So after Alpha’s insolvency how do I know if I’m still covered?

As we said earlier contact us immediately on 02476 437638 to discuss your concerns. Not only can we ascertain whether or not you still have cover we can advise on remedial actions

Also bear in mind that whilst the Financial Services Compensation Scheme (FSCS) is there to protect the consumer should something like this happen it will only cover up to 90% of the claim and this protection is not transferable. All of our Latent Defect policies are transferrable – from the builder to the home owner for example. You typically cannot sell your property if it is under 10 years without cover in force.

If you dont act now and Retrospective cover is required further down the line both the insurance and survey costs will be a lot more expensive than had you acted now. You also, as we have already said, run the risk of being personally liable for any potential structural defects which occur.

What if your self-build is still under construction?

It should be a priority for self-builders to contact us and seek alternative cover immediately

Talk to a specialist Insurance Broker like us and make sure the insurance company is ‘A’ rated for which all of ours are.

Contact us today on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

Structural Defects at £335m Royal Liverpool Hospital

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Structural Defects at £335m Royal Liverpool Hospital

Three floors must be rebuilt at a stalled new hospital due to extremely complex structural defects left by Carillion, the construction company.

After Carillion’s collapse work was stopped at the already delayed new Royal Liverpool Hospital.

All in all of the 11 floors 2 will require work. It was due to open in March 2017 originally.

In order to avoid expectations the NHS Trust have refused to confirm a new completion date.

Repeatedly delayed

Originally expected to cost £335m the over 600 bed hospital has had repeated delays due to asbestos being found and major remedial building required.

This includes structural work such as strengthening beams, load reduction and putting in torsion supports.

Over 220 cubic metres of new concrete and 165 tonnes of new fabricated steelwork will be required.

Laing O’Rourke, the new contractor who also built Alder Hey Children’s Hospital and Liverpool One, said they will complete the project to a very high standard.

MP for Liverpool Riverside, Dame Louise Ellman, said: “Carillion’s calamitous collapse left Liverpool in the lurch.”

“It is deeply disappointing that the discovery of significant construction defects will result in further delay,” she added.

“The new Royal should have opened two years ago.

“It is vital for the necessary work to be completed as a matter of urgency, so that the people of Liverpool can have this much-needed new facility.”

For all of your Structural Warranty and Insurance needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

What is Latent Defects Insurance

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Latent Defects Insurance - what is it?

Latent defect insurance . .what is it?

Latent defects insurance is a form of cover incepted typically with regards to newly built residential and commercial buildings and provides cover in the event of a defect in the workmanship, design, or materials becoming apparent after completion.

It protects the insured (which can be transferred to new owners) for the agreed sum insured which is typically the full reinstatement value at time of quoting and is typically available for 10 to 12 years from the date of practical completion or final certificate being issued.

Any party who has an interest in the property can be the insured such as the builder / developer and then subsequently the owner. But it can also be the funder or an tenant who has an obligation to repair under a lease agreement.

What does Latent Defects Insurance offer?

Latent Defects Insurance will provide a single avenue though which you can recover the costs of replacing, strengthening, repairing the building following the recording of  latent defects that has or will cause damage / possibly even destruction of the premises.

Top reasons for buying Latent Defects Insurance?
 
  1.  A Latent Defects Insurance policy will continue to provide protection should a Builder, Developer or Contractor go bust.
  2. It is typically a requirement before funds are released by a lender.
  3. UK Finance (formerly the Council of Mortgage Lenders will require sight of a certificate before allowing a property purchase with a mortgage. 
  4. First Party Cover basis therefore NO legal disputes! Meaning you are protected from the defects and do not have to wait for any legal action to recover costs from developers etc.
  5. Transferable to Future Owners – Should you the developer, builder or even home owner sell the policy can be transferred to the future owner and cover will continue for the remaining duration.

For all of your Structural Warranty and Insurance needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

Places for People sign deal for 750 modular homes in UK

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Places For People sign deal for 750 modular homes in the UK

Places for People, One of the UK’s biggest housing associations, will be delivering hundreds of new modular homes followung a £100,000,000 joint venture.

It is considered the largest modular housing deal yet in Britain.

The chief executive of Places for People; David Cowans said: “This is just the start for offsite manufacturing and as placemakers, we are going to invest even more in modular. We will implement efficient processes and new design techniques which not only raise the bar for the industry – but crucially, give people across the country affordable homes to live in.

“Our partnership is about pioneering a new way of delivering homes and disrupting the market through making socially-responsible decisions and working with best-in-class partners to improve quality, speed up housing delivery and minimise environmental impact.”

In July 2018, a grant was awarded to Places for People to deliver over 2,500 new homes. Partnerships with eight housing associations were forged in all.

Kit Malthouse, the Minister of state for housing, said: “This is excellent news as the UK blazes a trail in the modern methods of construction that are transforming home building.

“Today’s announcement supports our urgent mission to deliver more, better and faster home construction to ensure a new generation can realise the dream of home ownership.”

For all of your Structural Warranty and Insurance needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021

Thinking of Self Building? Enjoy a bigger home for less money!

Enquire today Free Cover

Full Membership qualifies you for free cover up to £100,000.
Enquire to learn more

Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Thinking of Self Building? Enjoy a bigger home for less money!

In 2017 figures suggest that in the UK self-builders are spending less than 25% of the price of a new or existing build yet doubling the size of their homes.

It was revealed in the Self & Custom Build Market Report that self build home owners  can enjoy as much as 247m2 as opposed to England’s average of 94m2 for the same outlay.

A similar survey by Homebuilding & Renovating, confirmed the same significant savings and development gains self-builders can achieve.

Spokesperson for the Northern Homebuilding & Renovating Show, Jason Orme “Self-builders are making the most of the market as they know the financial and practical results will be more rewarding than if they were to buy a new house. Building your own home allows you to choose its specifications and customise it for your needs. We can confidently say – self-builders appreciate their space.”

This data was collated following an extensive survey of 500 self-builders via an online questionnaire in 2017. The overall analysis was compiled based on statistics from HMRCDCLG and more.

For all of your Structural Warranty and Insurance needs please complete the Enquiry Form above or contact us during normal business hours on 02476 437638.

Share this page:

Share on facebook
Facebook
Share on twitter
Twitter
Share on linkedin
LinkedIn
Share on email
Email
Share on whatsapp
WhatsApp
Share on print
Print

Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover care homes

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021