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Alternatively; you can speak with one of our Account Managers on 02476 437638 during office hours.

Construction Industry Insurance Experts

New Build Warranties to Bonds to Insurance Backed Guarantees

Latent Defects Insurance

What is Latent Defects Insurance?
Whether residential or commercial of any description a Latent Defect Insurance policy can protect and cover you, the property owner, for damages and/or defects made by contractors after any building work whether new, partially or even fully completed - including multi-use developments.

Latent Defect Insurance can cover the cost of rectifying any damages that have been caused by faults in design, workmanship, materials, construction or installation.

Latent Defects Insurance is a requirement for the majority of UK mortgage lenders before they release funds for a property purchase if the house is new or under 10 years old.

Latent Defects Insurance is also sometimes referred to as Structural Defects Insurance, Structural Warranty, Self Build Insurance, Building warranty and Construction Insurance.

The majority of UK Commercial and Residential Mortgage Lenders will insist that Latent Defects Insurance is in place with one of their approved Insurers before funds are released and if the project is self financed, you may be unable to sell without incurring substantial legal fees.

Our Auditing & Survey Partners are approved by most High Street lenders and the Council of Mortgage Lenders allowing us to satisfy regulatory requirements.

Enquire Today for Free Cover
Full Membership qualifies you for free cover up to £100,000. Enquire to learn more.
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Major Lender Approved

Our Auditing & Survey Partners are approved by major High Street lenders

'A' Rated Insurers

Our Latent Defects cover and associated products are all with ‘A' rated Insurers

Full Market Comparison

We do all the work for you saving valuable time and money

Warranty Experts

We have over 10 years specialist experience in this market sector

Relax. We can cover it all ... commercial residential mixed-use one-off projects self builds multiple builds completed projects conversions renovations retail apartment blocks retrospective cover

Our Audit & Surveying Partners are UK Finance Associate Members as well as an Approved Code Sponsor for Trading Standards

The Commercial Warranty Group are extremely proud to be official sponsors of Coventry as the UK City for Culture for 2021